Revenue Protection Crop Insurance

Product Overview

Understanding Revenue Protection Insurance

Revenue Protection is an insurance product designed to protect farmers' income by offering coverage against the potential revenue loss resulting from various perils. Unlike traditional crop insurance that focuses solely on yield or production, Revenue Protection takes into account both yield fluctuations and changes in crop prices to provide a more holistic and accurate assessment of revenue risk.

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Benefits

Protects against lost revenue due to reduced yields and/or price, with upside harvest price potential.

Guarantee

RP– Approved Yield x selected level x greater of Projected or Harvest Price.
RPHPE – Approved Yield x selected level x Projected Price.

Prices

100% of commodity contract traded on specified commodity exchange.

Coverage Level

50%, 55%, 60%, 65%, 70%, 75%, 80%, 85%.

Eligible Crops

Plans may be available on barley, canola/rapeseed, corn, grain sorghum, popcorn, soybeans, sunflowers and wheat.

Units

Enterprise, basic and optional.

Losses

Paid when Calculated Revenue, determined using Harvest Price, is less than the final Revenue Protection Guarantee.

Additional Coverages

Prevented planting and replant coverage are part of the policy.
High-risk land rates and written agreements are available.
If enrolled in Price Loss Coverage (PLC), the Supplemental Coverage Option (SCO) can be added to an RP policy. It adds area-based coverage to individual insurance plans.

Available to all qualifying producers regardless of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status.

Review our side-by-side comparison of federal crop insurance coverage options.

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Are you covered?

We know crop insurance decisions can feel complicated. Our insurance officers have access to a tool that analyzes your numbers and local data to help you make the best decisions to meet your goals. Get started by completing the inquiry form and we’ll find a time that is convenient for you to meet with us.

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Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

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Highly Trained

Our insurance officers receive annual training on RMA changes to crop insurance and livestock insurance plans and stay informed throughout the year.

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Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

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Decision-Making Tools

Our proprietary Optimum tool analyzes federal insurance policies to find the best choice whatever your risk management goal.

Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.