Cooperative Model

What Makes Us Unique

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Committed. Dependable. Financially strong.

When you're in agriculture for keeps, it pays to know a lender who is, too. We offer the financial strength to stand by you when times are troubled, help you grow when the time is right, and be there when needed most.

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Built to serve farmers and ranchers.

Farm Credit Services of America is dedicated to financing agriculture. Our entire organization – from our people to our ag-friendly products, services and support – works to help producers succeed.

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Customer-owned. Mission driven.

Farm Credit Services of America is a financial cooperative – owned and governed by the customers we serve – with a singular focus on supporting rural communities and agriculture.

Discover the benefits of working with a customer-owned lender.

Along with having a voice in what we do, our customer-owners receive cash-back dividends. The more eligible business you have with us, the more you can benefit from our patronage program.

Each year, our customer-elected Board of Directors determines the amount distributed. Earnings are either returned to customer-owners as cash-back dividends or retained on our balance sheet to support agriculture through economic cycles and to fund development of new products that help our customers succeed.

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Cash-back dividends are based on eligible loan volume and Association financial results. Prior distributions should not be interpreted as guarantees of future performance.

Featured Video Testimonials

Our customer-owners have a voice in guiding our business. Explore the farmers and ranchers who make up the Association.

Meet Our Customer-Owners

Featured Products

We finance every aspect of a farm and ranch operation and offer a full line of crop insurance products. Discover the difference and check out our products.