Insurance

Insurance Products

Crop Insurance

We offer a full line of crop insurance products with multiple insurance companies.

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Revenue Protection

Provides protection against production loss, price decline or increase, or a combination of both.

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Yield Protection

Provides protection against production loss from natural causes such as drought, excessive moisture, wind, frost, insects and disease.

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Actual Production History

Provides protection against production loss for crops not covered by Revenue Protection or Yield Protection plans.

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Area Yield Protection

Provides protection against widespread loss of yield in a county.

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Multi-Peril Crop Insurance Product Comparison

Review our side-by-side comparison of federal crop insurance coverage options.

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Other Insurance Products

We offer a full line of crop insurance products with multiple insurance companies.

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Pasture, Rangeland, Forage Insurance

Provides coverage for pasture, rangeland or forage acreage for haying or grazing livestock.

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Pasture Fire / Hay Fire Insurance

Provides coverage for pasture, rangeland, and forage ground against fire caused by lightning strikes, equipment and machinery, and weather-related downed power lines.

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Whole Farm Revenue Protection

Provides a risk management safety net for all commodities on the farm (crops and/or livestock) under one insurance policy.

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Annual Forage

Protects livestock and forage producers against losses due to low moisture conditions.

Area Plans

Area plans or county-based coverage can be added to your underlying policy to help bridge the gap between profit and loss, particularly in years when commodity prices are lower. Learn More

Margin Protection

Provides coverage against unexpected losses due to price, yield or an increase in input costs.

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Enhanced Coverage Option

Area-based coverage that can be added on top of your individual coverage - used with Revenue Protection (RP), RP with Harvest Price Exclusion (RP-HPE), Yield Protection (YP) and Actual Production History (APH).

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Supplemental Coverage Option

Adds area-based coverage on individual insurance plans. You must have underlying RP, RPHPE or YP policy in place and be enrolled in Price Loss Coverage program under the Farm Bill.

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Area Revenue Protection

Provides protection against widespread loss of revenue, yield or a combination of both in a county.

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Hail and Wind Insurance

Hail and Wind insurance provides the grower protection against yield reduction caused by hail and/or fire.

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Hail and Wind Protection

Protects against damage due to hail and/or fire. Production Hail and other private policies are available.

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Livestock Insurance

We offer livestock insurance products with multiple insurance companies.

Livestock Risk Protection

Insures against decreases in livestock selling prices while enabling producers to benefit from an increase in market prices.

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Livestock Gross Margin

Protects against a decrease in margin caused by a drop in livestock prices or an increase in feed costs.

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Dairy Revenue Protection Insurance

Provides protection to dairy producers when dairy margins are below the margin coverage levels.

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Why Work With Us for Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.

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Highly Trained

Our insurance officers receive annual training on RMA changes to crop insurance and livestock insurance plans and stay informed throughout the year.

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Financial Expertise

As a lender, we understand financial risk and work to protect your working capital, not just your crop or livestock.

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Decision-Making Tools

Our proprietary Optimum tool analyzes federal insurance policies to find the best choice whatever your risk management goal.

Crop Insurance Podcasts

Members of our experienced crop insurance team discuss how crop insurance and marketing goals can work together to provide the best financial return. Listen to our audio programs to learn more.

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Trigger Yield Calculator

Trigger yields assist producers with crop insurance and risk management decisions. Understanding what will trigger loss payments is an important part of choosing the correct level of crop insurance coverage.