• Our offices will be closed Thu., Nov. 28 and Fri., Nov. 29, in observance of Thanksgiving. Normal operations will resume on Mon., Dec. 2.

Savings Advantage Review

Save time and money on your farm with a WorkSmart® operating line of credit. Finance crop inputs, livestock and other operating expenses.

Let's Do The Math.

A lower interest rate doesn't always equal bigger savings. Your savings advantage review allows you to see savings available from the WorkSmart® and real estate loans from year one through the life of your loan.

With a Financial Officer, you can review your numbers in the Advantage Calculator to see how yearly payouts of cash-back dividends, the AgriBuy® Rewards card, Remote Deposit and more, can dramatically increase your yearly savings.

Advantage Calculator

Below is a simplified example calculating estimated savings. During your savings advantage review, your unique numbers will be used.

Savings calculated from cash back dividends, AgriBuy Rewards illustration

Numbers in this example are for informational purposes only and not to be used as a quote. Condensed calculations shown for simplicity.

Request Your Savings Review

To see your numbers in our Advantage Calculator, fill out this form to request a quick, 20-minute savings advantage review or reach out to your Financial Officer to schedule today.

Benefits of Our Farm Operating Loan

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Draw Funds Directly

No transfers or added days of interest. Interest is charged only on the exact amount you use, when you use it.

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Payments Apply Directly

Payments and third-party checks apply directly to your operating line of credit, saving added days of interest. Remote Deposit makes payments even faster.

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Earn 1% Cash Back

AgriBuy® Rewards Mastercard® gives you easy access to your operating line of credit while giving you 1% cash back.

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Cash-Back Dividends

We share our success with customer-owners, effectively reducing borrowing costs. 

Get Started

Contact us if you have questions or need more information.